Buyer beware. If your health insurance requires that you use in-network providers and facilities, be aware that the Baptist System uses contract physicians that are not in your insurance’s network. This can result in additional charges separate from your co-pay for emergency care.
Case in point: we have BCBS insurance and the Baptist hospital system is in our network. Our copay for emergency service is $125.
My wife dropped a knife on her foot and required stitches for a one inch laceration. She was treated at the Baptist Emergency Hospital.
We paid our copay and thought we had received good care at an excellent facility.
BCBS paid the claim for the hospital but not for the attending physician as he was not a preferred provider in their network.
We had to pay an additional $1,020.00 to the attending physician for three stitches.
This is a deceitful business practice by the Baptist Hospital System.
The least they can do is advise the patient that the contractor is not in their network.