My story begins with the birth of my daughter Charlie, yes daughter and yes Charlie. She was born December 31, 2018 (6 weeks early and spent 17 days in the NICU)
We got the hospital bill paid but what about all those pesky doctors and nurses? Well since SV doesn't have on staff everything they need to be a full on NICU they call in the reinforcements from another OUT OF NETWORK local hospital. They were not wearing special colored scrubs nor any type of identification letting me and my family know that we had stepped out of our coverage area. They just went on about their business as you'd expect them to do. After all, the Devil's greatest trick was convincing us he didn't exist. We just assumed that since we were in our IN NETWORK HOSPITAL that we were indeed IN NETWORK.
Now here we are 8 months after the birth of my daughter and there is a bill still unpaid owed. The Doctors while working inside of the SV hospital have submitted their payment to my insurance company, insurance has paid what they are going to pay OUT OF NETWORK of course. My responsibility... just shy of 7500 bucks (my plan's total out of pocket expense IN NETWORK is $2500).
Over the course of this last 8 months, I've lost time spent playing with my daughter because I've been on the phone trying to pay for her. Insurance says its the hospital's fault, the hospital tells me that they're not involved, it's between the Doctors and insurance. I did get an Advocate from SV after 7 1/2 months of crying for help. I explained what was going on, to which she (referred to as The Liar from this point on) replied "you've been through all that and they just now gave you my number? Oh don't worry about this, this is what I do. The Demons should be billing the hospital and we should be billing you. That way it would all be IN-NETWORK and not a problem. Give me 7 days and I'll get this taken care of." The Liar called today, quite possibly the largest disappointment of the bunch. The Liar has informed me that she "mis-spoke" and that there is nothing she can do. However, during this conversation she did try explaining to me 27 times what was actually going on here. I know what's going on... My wife was scheduled for a C-section and I ended up with a colonoscopy. The Liar is probably the most condescending person that I've ever had the displeasure of speaking with. She thought through her explanation that I was eventually going to "understand" and then be OK with it. If I just wasn't so darn stupid. From what I've gathered there's not a person involved in this that can't talk out of both sides of their mouth while flicking their forked tongue.
I looked this up on the internet. Apparently this happens all the time, it's currently being looked into and most of the people out there think this should be illegal, but that's not yet been decided.
I writing this to let the public know that just because you go to your IN NETWORK hospital that Satan is right around the corner, and the Liars and Demons are not far behind.
